The majority of the cost of cataract surgery at our Philadelphia, PA, practice is covered by most insurance plans. Our approach to cataract surgery provides exceptional value. We often use a femtosecond laser to create the necessary corneal incisions or to make limbal relaxing incisions when needed, the femtosecond laser results in a faster, more comfortable recovery than surgery performed using a blade. We are one of only two practices in the United States who offer this service without an additional cost to the patient. However, if you choose to receive premium intraocular lenses (IOLs), this will incur additional out-of-pocket expenses. During a consultation with one of our surgeons, we can explain what you can expect to pay for surgery based on your needs and goals.
Cataract surgery involves replacing a clouded crystalline lens (the lens that lays behind the iris, helping to focus light onto the retina) with a synthetic lens, or IOL. Traditional IOLs are monofocal, meaning they can provide focus at one distance, either near or far. These lenses are usually covered by insurance. The downside is that recipients will require glasses for either close or far focus.
Today, patients have the option of choosing premium IOLs, which insurance plans typically do not cover in full. However, they can provide the added advantage of minimizing a patient's need for glasses. There are many types of multifocal lenses on the market that can provide near, intermediate, and far focus. While multifocal lens recipients may still need glasses for tasks such as reading medicine bottle labels or other very small print, patients typically find that their need for corrective eyewear has been reduced to an absolute minimum. There are also toric IOLsavailable, which are specially designed to benefit patients with astigmatism.
While they are undergoing cataract surgery, some astigmatic patients may elect to receive limbal relaxing incisions, which can change the shape of the cornea to improve focus. Most insurance companies will not cover the cost of this treatment.
Insurance and Cataract Surgery
Patients enrolled in Medicare and private health insurance plans are first responsible for any must meet the deductible, and then pay the percentage of co-insurance as dictated by their policy. Our Surgical counselors are expert in working with insurance companies to obtain the greatest possible coverage. If you have questions regarding the affordability of a certain procedure, please call our surgical counselor team for assistance at 267-406-2445.
Budgeting for Treatment
While basic cataract surgery involving placement of a monofocal IOL can provide tremendous benefits to patients who have been suffering from cataracts, we are happy to work with patients desiring premium IOLs to place the cost of this option within their budgets. During your consultation, our staff can help you find a financial solution to meet your eye care needs.
Call Today for a Consultation
If you have been suffering from cataracts, suffer no more! Contact our practice to take the first step toward a better vision and better living. Our compassionate staff is glad to help you make the best choice for you and explore financial options.